As the list below is by no means all-inclusive, please feel free to inquire about a service if you do not see it listed. If it is not a service we provide, we would be more than happy to refer you to a qualified professional.

We strive to make your financial statements meaningful and informative because we know vital business decisions are based on these statements. We also know that not all companies require financial statements with the same degree of assurance. We, therefore, offer three distinct services involving financial statements: audit, review and compilation. These services are designed to meet the special needs of different clients. Generally, we encourage our clients to maintain their own accounting records, but recognize this is not always the most practical solution. When necessary, our staff will teach your personnel how to handle certain functions as a way to minimize accounting costs.

We offer a wide range of accounting services. After you determine what functions can best be handled internally, use us as a supplement. You can select our services when l) we may have more expertise than your employees, 2) our part-time assistance is more economical than hiring a full-time employee or 3) additional help is needed during peak workload periods.

You will want to determine the frequency of the services needed so that a reasonable balance can be reached between your need for information and the cost of obtaining that information. When you are preparing to assume full accounting responsibilities, we help ease the transition by assisting you in establishing new procedures and training your personnel.

The methods used to accomplish these goals can vary from asset management techniques, inventory analysis, or strategic use of rules that are applicable only to your industry or existing business condition. Our approach is to listen to your needs first. Once we understand what your objectives are, we can then analyze your financial condition, plan for anticipated changes and provide you with the after-tax financial results that you are seeking. The goal is a long term approach that will increase your net worth.

Specific services include:

• Corporate and Individual Tax Planning
• Personal Financial, Business Succession and Estate Planning
• Investment Tax Analysis
• Pension and Profit Sharing Plans
• Full-service assistance designed to support any federal, state or local government taxation needs.

Often people confuse tax preparation with tax planning. At the point a tax return is being prepared it is often too late to implement the type of tax strategies that can save you money. Tax planning helps you minimize taxes by making an assessment of your business and presenting recommendations that you need to implement within your business to get the greatest return possible. Tax planning is a needed but difficult step for most people to take.

If it sounds like there is a lot to know about running a business, and there is. However, with the help of Keefe, McCullough & Co., LLP you don't have to reinvent the wheel. Our team of business specialists understands that every business has individual needs. We take a genuine interest in helping all of our clients grow and prosper. Every client is assured of personal attention.

Because we represent such a diverse group of clients, we have accumulated a wealth of experience and knowledge in serving growing businesses.

Our services include:

• Review of operations to analyze profitability
• Computer accounting services
• Loan package preparation
• Business planning
• Analysis of computer needs
• Financial recordkeeping, reports and returns
• Accounting and tax services
• Tax planning
• Business projections
• Financial planning
• Executive estate planning
• Budgetary control
• Lease/Purchase evaluations

Make certain that your business succeeds! Call Keefe, McCullough & Co., LLP for more information on how our business advisory services can benefit you.

Over thirty years of experience has provided our firm with a wealth of experience regarding the unique challenges facing today's governmental entity. One distinct and competitive advantage we bring to the prospective governmental client is an absolute commitment to provide ongoing, specialized training to our Governmental Services staff members and to continually update our comprehensive library of technical and proprietary resources to efficiently handle the complex, constantly changing rules and regulations that impact the governmental sector.

Other specialized services we offer to governmental entities include the following:

• Federal Single Audit Act
• Florida Single Audit Act
• OMB Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations
• Government Auditing Standards, (the Yellow Book)
• Rules of the Auditor General, State of Florida
• HUD Consolidated Audit Guide

• GASB 34, Financial Reporting Model implementation
• The Government Finance Officer's Association Certificate of Achievement for Excellence in Financial Reporting Program
• Technology and accounting system issues
• Bond issues and refunding and their reporting requirements
• Budgeting
• Internal control studies
• Internal audit work, if outsourced

Our professionals provide auditing, accounting, tax and management advisory services for a variety of not-for-profit organizations, including schools, religious organizations, charitable organizations, fraternal organizations, non profit health care, and trade associations. We constantly update our comprehensive library of resources on the complicated, constantly changing tax rules and regulations that apply to each type of not-for-profit operation.

Our specialized services for not-for-profit organizations include:

• Timely and thorough preparation of top-quality attest services to comply with all federal and state laws as well as requirements of directors, contributors, members, or others
• Suggesting approaches to enhance efficiency of current accounting systems
• Assistance in selection of financial and other software applications including installation and support
• Review of investment performance and rates of return and recommend top-quality professionals to help maximize efficiency of investments and endowment funds
• Preparation of not-for-profit tax returns for federal and state governments
• Ongoing review of unrelated business income tax (UBIT)
• Consultation on employee benefit programs and completion of benefit program tax returns
• Protection of tax exempt status by verifying proper appropriation of funds
• Outside controllership, including management of in-house accounting functions and support of bookkeeping staff
• Improvement of organizational cash flow through preparation and analysis of budgets and assistance with cost allocations
• Review of personnel policies and internal control procedures, including recommendations for greater efficiencies
• Internal control and compliance procedures and reporting for grants, contracts and award programs, including Federal and Florida Single Audits.

• Improving your cash flow
• Meeting your children’s education costs
• Providing for your retirement
• Creating a reference point for your future tax planning and investment decisions
• Reducing your income taxes and/or estate taxes
• Increasing your wealth safely
• Gaining peace of mind, knowing that you have an action plan to achieve your goals
• Helping you select adequate and appropriate insurance coverage

Perhaps the greatest obstacle that many contractors encounter is obtaining credit. This obstacle can be the result of the need for improvements in controlling costs, maximizing cash flow, building equity, record keeping systems and internal control procedures. Most of these challenges can be overcome with a proactive approach to managing the business. Our Construction Services staff has found that such a strategic approach can yield many long-range benefits for any type of contractor.

Since its inception, Keefe, McCullough & Co, LLP has been serving the construction and development industry. In order to provide our clients with the best possible service, certain members of our firm have been selected to provide construction services. This group of specialists is charged with the responsibility of staying on top of the ever changing issues confronting contractors and developing strategies to address these issues.

As financial and management consulting specialists, we understand the unique requirements of your construction business. We consider each engagement from your perspective and give you greater opportunities to do what you know best - commercial, industrial or residential construction. Each client is supervised by one partner, a construction industry services specialist, who is responsible for coordinating your service needs. This ensures that your work is completed in a timely, responsive and cost-effective manner. Our goal is to help make your preliminary estimates more precise, control costs, become more efficient in internal processing of information and strengthen your relationships with creditors. General contractors, subcontractors and specialty contractors, home- builders, real estate developers and credit grantors alike have come to rely on Keefe, McCullough & Co, LLP’s financial and business management expertise. Our Construction Services staff instills confidence because we produce results that impact the bottom line. And we’re available when you need us, to offer advice and assistance by phone, at your office or on the job.